Payback comparison

Collected Oct 13

Rates published by Korean YouTubers and payback platforms, ranked by what a user actually pays in fees. This is a market comparison — separate from the TERMINAL payback rates on the right.

★ The highest saving is not always the cheapest. If the base fee is high you still pay more after discounts and payback. Rows are ranked by the real fee after both.

How the real fee is calculated

Real fee = standard taker fee × (1 − discount) × (1 − payback)

Fee saving = 1 − (1 − discount) × (1 − payback)

e.g. standard 0.05% · 65% payback → 0.05% × (1 − 0.65) = 0.0175%
e.g. standard 0.06% · payback 65% → 0.06% × (1 − 0.65) = 0.021% — the same saving costs more on a pricier base fee
e.g. 50% discount + 20% payback → fee saving 1 − 0.5 × 0.8 = 60% (not 70%)

If a source publishes its fee after payback we use it as is; if it publishes the standard fee we apply the formula above. For sources that publish no fee we plug in the exchange's standard taker fee (VIP0 · USDT perpetual) and mark the result est.. Exchanges whose standard fee we don't know stay undisclosed and unranked.

Real fee after discount & payback — at a glance

USDT perpetual taker fee. Shorter bars are cheaper, cheapest first. On the right: how much less than the standard fee you pay (fee saving).

1Tapbit0.01%−75%
2Gate.io0.012%−75%
3LBank0.015%−70%
4OKX0.017%−60%
5Bitget0.018%−65%
5Bitunix0.018%est.−70%
5PICOL0.018%est.−70%
6Deepcoin0.0198%−67%
7FillX0.0199%
8BingX0.02%est.−60%
9OrangeX0.021%−65%
10BloFin0.0216%−64%
11Bybit0.022%est.−60%
12Binance0.025%−30%
13Toobit0.027%−60%
14Echobit0.03%−50%
15Zoomex0.036%est.−40%

Hatched bars are estimates: the source published no fee, so the exchange's standard fee was used. Full values and sources are in the table below.

#	Exchange	Real fee	Fee saving
1	Tapbit1곰지페이백75%	0.01%–	75%Payback 75%–
2	Gate.io3곰지페이백75%자두두 캐시마인60%레버리지신50%	0.012%–	75% ~ 50%Payback 75%–
3	LBank3곰지페이백70%대길70%파덕30%	0.015%–	70% ~ 30%Payback 70%–
4	OKX8대길60%곰지페이백55%자두두 캐시마인40%YoutubeStreetTV20%사또20%웨돔20%짭구20%파덕20%	0.017%–	60% ~ 20%Payback 60%–
5	Bitget6짭구65%YoutubeStreetTV60%대길60%자두두 캐시마인60%곰지페이백55%파덕20%	0.018%–	65% ~ 20%Discount 50% · Payback 30%–
5	Bitunix2레버리지신70%자두두 캐시마인65%	0.018%est.–	70% ~ 65%Payback 70%–
5	PICOL1레버리지신70%	0.018%est.–	70%Payback 70%–
6	Deepcoin3자두두 캐시마인67%레버리지신60%대길45%	0.0198%–	67% ~ 45%Payback 67%70% advertised
7	FillXDEX1자두두Undisclosed	0.0199%–	Undisclosed–
8	BingX3대길60%레버리지신45%파덕45%	0.02%est.–	60% ~ 45%Payback 60%–
9	OrangeX2자두두 캐시마인65%대길30%	0.021%–	65% ~ 30%Payback 65%–
10	BloFin1자두두 캐시마인64%	0.0216%–	64%Payback 64%–
11	Bybit7대길60%곰지페이백55%자두두 캐시마인40%YoutubeStreetTV20%웨돔20%짭구20%파덕20%	0.022%est.–	60% ~ 20%Payback 60%–
12	Binance6자두두 캐시마인30%YoutubeStreetTV20%곰지페이백20%사또20%웨돔20%짭구20%	0.025%–	30% ~ 20%Payback 30%–
13	Toobit3자두두 캐시마인60%웨돔55%짭구55%	0.027%–	60% ~ 55%Payback 60%–
14	Echobit2대길50%웨돔50%	0.03%–	50%Payback 50%–
15	Zoomex1레버리지신40%	0.036%est.–	40%Payback 40%–

Add a payback link to analyze

Paste the rate page of a YouTuber or payback site. Within seconds we read the page and add its per-exchange rebate rates to this table.

Only rebate rates are read (fee ranking is unaffected). Values more than 10%p above the best existing source go to review. Links are never shown publicly; up to 5 per day.

This table is calculated from figures each source published itself — Korean YouTubers and payback platforms. These are not CRYPTO TERMINAL rates.

CRYPTO TERMINAL has no relationship with these sources and earns no fee from this table. That is why it carries no external sign-up links.

Published rates change without notice and often carry conditions such as minimum volume or a time limit. Check the conditions with the source and the exchange before signing up.

Most of the exchanges listed here are overseas exchanges not registered in Korea. CRYPTO TERMINAL does not recommend using any particular exchange. Choosing one, and the outcome, is your own judgment and responsibility.

How to read this table

Real fee — what you actually pay to buy at market on that exchange, with payback applied. Where sources differ we take the lowest figure.
Fee saving — discount and payback combined into one figure: how much less than the standard fee you pay. The discount · payback split is shown underneath in small type — a discount applies when you trade, payback comes back later. They use different bases and cannot be added up — so “50% off + 20% payback” is not 70% but 60%.
Advertised — the combined figure the source advertises on its own page. Shown only when it differs from ours; it is inflated by simply adding discount and payback.
Change — the real-fee move against the previous collection (collected Oct 12). A fee going down is green, going up is red.
Sources — the YouTubers and payback platforms that published that exchange's rate, with each one's fee saving (highest first). Hover a chip to see its real fee and discount · payback split. “Undisclosed” means that source did not state a rate. The names are not links, and second-hand sources that merely republish a comparison table are not counted.
When a source publishes no fee we calculate it from the exchange's standard fee and mark it est. Exchanges whose standard fee we don't know either are left undisclosed and unranked — drawing them as 0% would make them look like the cheapest.
Extra payback whose promotion has ended (boosts and events) is excluded from the total, so an expired perk cannot take first place.

Connect exchange

Register the UID and a read-only API key for an account you opened at a partner exchange with the TERMINAL code. Keys are locked with AES-256-GCM on the server before they're stored, and the decryption secret lives only on the worker server, not in the database.

How to create a read-only key

Exchange → API management → new key. Turn on Read permission only. Keep withdrawal, trading and transfer off.
If IP restriction is available, allow only the TERMINAL worker IP (see notices).
OKX · Bitget · Deepcoin also need a passphrase.
Within a few minutes of registering, the worker checks the UID with your key. It's rejected if the UID differs or the permissions are too broad.

★ Exchanges that don't return the UID through the API (Binance · Deepcoin) are confirmed once the UID appears in the affiliate roster. Until then the account stays “Checking”.

Beta. Until the exchange partnerships are approved and the settlement contract is deployed, the amounts on screen are not actually paid out. We post progress in the notices.

TERMINAL receives part of your trading fees from partner exchanges as commission, and returns the displayed share of it to you. Because of that relationship TERMINAL does not recommend any particular exchange; choosing one, and the results of your trading, are your own judgment and responsibility.

The estimated payback on screen is calculated from your fill fees and is not a confirmed amount. The confirmed amount is recalculated from the commission the exchange confirms the next day and written to the ledger, and only confirmed amounts enter on-chain settlement.

★ Most of the exchanges listed here are overseas exchanges not registered in Korea. Tax treatment of payback amounts is your own responsibility, and this service is not investment advice. See the Terms of Service and the FAQ for details.